Terms of Service
Last updated: 9 October 2026
These terms apply when you buy or use a digital guide ("the guide") written by Vaz Junior ("I", "me") and sold on this website under the store name TI EXPERTS. By buying a guide, you agree to them.
Who sells the guide
Orders are processed by Lemon Squeezy, my online reseller and Merchant of Record. Lemon Squeezy handles payment, invoicing, sales tax and VAT, and its own buyer terms also apply to your purchase.
What you get
After payment you receive a download link for the guide in PDF format and any files listed on the product page. Because the guide is a digital product, it is delivered immediately and nothing is shipped.
How you may use it
- You receive a personal, non-transferable licence to read the guide and print it for your own household's use.
- You may print the checklists and the Family Emergency Card as many times as you need for your family.
- You may not resell, share publicly, upload, or distribute the guide or its files, in whole or in part.
Information, not advice
The guides contain general information. They are not legal, financial or professional advice. Phone settings, app features, bank services, laws and contact numbers change; check them with the relevant provider or authority before relying on them. I am not responsible for losses resulting from scams or from how the information is used.
Trademarks
Names of products and companies mentioned in the guides belong to their owners. I am not affiliated with or endorsed by any of them.
Refunds
See the refund policy.
Changes
I may update these terms. The version on this page at the time of your purchase applies to that purchase.